Home
/
Blog
/
Financial Tips for Patients from Bangladesh in Indian Healthcare

Financial Tips for Patients from Bangladesh in Indian Healthcare

Discover effective financial planning tips for Bangladeshi families arranging medical treatment in India. Learn about insurance options, direct payment methods, and additional financing solutions to manage healthcare costs effectively and reduce economic stress.

Table of Contents

Navigating the financial aspects of securing medical treatment in India is vital for Bangladeshi families. Understanding your options—from insurance to various payment methods—ensures effective planning and reduces financial stress.

Understanding Healthcare Costs in India

Cost Overview

Medical treatments in India offer significant cost savings compared to Western countries. For example, procedures like cardiac surgery and cancer treatment can cost a fraction of what they would in the United States. This affordability makes India a preferred destination for medical care.

Cost Factors

  • Type of Treatment: Costs vary significantly between surgeries and non-surgical treatments.
  • Hospital Selection: There is a variation in costs between private facilities and public hospitals, with private facilities tending to be more expensive.
  • City:  Costs in metropolitan areas like Mumbai and Delhi may be higher compared to smaller cities like Jaipur or Pune.

Insurance Options for Medical Treatment in India

Bangladeshi Health Insurance

It's essential for patients to verify whether their insurance covers specific treatments in India, which can significantly reduce out-of-pocket expenses.

Indian Health Insurance for Foreigners

Indian insurers offer short-term health plans for foreigners, which can be arranged prior to treatment, offering an extra layer of financial security.

Direct Payment Options

Upfront Costs

Hospitals in India often require a deposit before treatment begins, which can range from 10% to 20% of the estimated total cost.

Payment Methods

Hospitals accept various payment methods, including credit cards, wire transfers, and mobile payment services, facilitating convenient transactions for international patients.

Financing Options for Medical Treatment

  • Health Insurance: Verify if your policy covers treatments abroad and research plans from international providers.
  • Medical Loans: Explore specialized loans offered by banks for healthcare expenses, comparing interest rates and terms.
  • Healthcare Provider Financing: Some hospitals have tie-ups with financial institutions that allow patients to pay in instalments.
  • Other Options: Consider using personal savings, credit cards with EMI options, collateral loans, or even crowdfunding platforms to finance your medical treatment.

Government and NGO Support Programs

Government Assistance

The Bangladeshi government occasionally offers financial assistance for overseas medical treatments, especially for procedures not available locally.

NGO and Charity Aid

Organizations such as the Patient Aid Foundation offer financial assistance and support for patients needing treatment abroad.

No items found.

Navigating Currency Exchange and Transfer

Currency Exchange Tips

Exchanging money in Bangladesh or through reputable services in India is recommended to secure the best rates.

Safe Money Transfers

Established banks or authorized money transfer services are recommended for transferring large amounts securely.

Budgeting for Your Stay in India

Accommodation and Daily Expenses

The cost of accommodation can vary significantly, with budget options available alongside luxury hotels. Daily expenses for meals, local transport, and incidental costs should also be considered in the budget. It's prudent to have a contingency fund to cover unexpected costs such as extended stays or additional medical procedures.

Conclusion

Effective financial planning is crucial when arranging medical treatment in India, ensuring that families can access necessary treatments without undue financial burden. 

The Bangla Health Connect , for instance, provides cost for treatment in Apollo hospitals, which is an essential aid for many patients.

Connect with us to plan your medical travel to Apollo India from Bangladesh
Rely on Bangla Health Connect, authorized representative of Apollo Hospitals India in Bangladesh.

FAQs

How can I estimate the total cost of treatment and stay in India?

Contact hospitals directly for a detailed cost breakdown and budget for additional expenses  like accommodation and daily living costs.

What should I do if my insurance doesn't cover all aspects of my treatment? 

Explore alternative funding options such as personal loans, NGO support, or payment plans offered by hospitals.

Are there financing options available directly from hospitals? 

Some hospitals in India offer financing plans, especially for costly procedures, which can be paid in instalments.

Need help with Apollo Hospitals in India?
Chennai . Delhi . Mumbai . Kolkata . Hyderabad . Banglore . Ahmedabad
Doctor Appointment | Indian Medical Visa Invitation Letter | Second Opinion | Cost of Treatment | Flight Ticket
Bangla Health Connect in Bangladesh is the authorized representative of Apollo Hospitals India to assist in booking doctor appointments and coordinate travel plans for patients travelling to Apollo Chennai, Kolkata, Hyderabad, Bangalore, Delhi, Mumbai & Ahmedabad.
What our customers are saying about us
I am really grateful to their team.They are very active in their profession. If somebody likes take treatment in Chennai Apollo Hospital, you can take help from them. They provide everything you need.
Rabi Sanyal
আপনাদের ধন্যবাদ দেয়ার ভাষা আমার জানা নেই, ভিসা ইনভাইটেশন থেকে শুরু করে এয়ারপোর্ট পিক এন্ড ড্রপ সার্ভিস, দেশে আসার পরে রিপোর্ট দেয়া, অসাধারণ। অন্তরের অন্ত:স্থল থেকে ধন্যবাদ। আল্লাহ আপনাদের মংগল করুন ❤️
Engr. Saad
I am very thankful to Apollo Information Center specially to Ms. Sanzida for guiding me properly. I am astonished how she approach me everything politely. Honestly for the first time I feel that the service was world-class by Ms Sanzida. I pray for her.
Md. Ariful Islam
Bangla health connect এর সার্ভিস গ্রহন করি আমার বাবার চিকিৎসার জন্য।প্রতিষ্ঠানের কর্মকর্তা ইশরাত জাহান অত্যন্ত আন্তরিক।তার সার্বিক সহযোগিতায় আমি কৃতজ্ঞ।
Mazharul Islam Maruf
The lady named Sadia did a very good job . She helped me in every possible way. Very helpful,well mannered. They response very quickly . If you have any queries just text them ,they will do the rest. Best wishes for them. Always thankful to the team.Go Ahead and keep doing good works .May Allah bless you All
Tanha Tabassum Arshi GUB
অসাধারণ সার্ভিস এই ইনফরমেশন সেন্টারের,বিশেষত তাদের ব্যাবহার অনেক সুন্দর। যারা অসুস্থ থাকেন তারা সর্বদা দুশ্চিন্তায় থাকেন। সে সময় যদি কেউ হাসি মুখে পাশে থাকেন তার থেকে আনন্দের বোধকরি কিছু হয় না। apollo information centre তেমনই একটি প্রতিষ্ঠান। তাছাড়া অনলাইনে ডাক্তরদের সাথে রোগী দেখানোর সময় তারা যে ভাবে সাহায্য করেন, নিজেরা প্যানেলে থেকে ভাষাগত ভাবে হেল্প করেন, বাস্তবিক সেটা প্রশংসার দাবিদার। বিশেষত ইসরাত জাহান আপু টেলিমেডিসিন পরিসেবা গ্রহণের সময় যে ভাবে হেল্প করেন,রোগীর প্রতিটি কথা ইংরেজিতে অনুবাদ করে ডাক্তারকে বলেন,আবার ডাক্তার সাহেবের কথা বাংলায় বুঝিয়ে দেন।সেটা এক কথায় অসাধারণ।তারপর, দ্রুত রোগীদের কাছে প্রেসকিপশন পাঠানোর ব্যাবস্থা করেন।এগুলা সম্পূর্ণ আন্তরিকতার পরিচয় বহন করে। আমি এই প্রতিষ্ঠানের সমৃদ্ধি কামনা করি।
Debangshu Das
Apollo Information Center is a helpful and easy media to get medical assistance from Apollo Hospitals in India.
Nino Rahman
Received timely and speedily support from Apollo Information Center, Dhaka for making appointment with Physicians of Apollo hospital, Chennai. The employees of this center were outstandingly cooperative,. Especially name of Anjum is worth mentioning in this regard.
Tarequl Alam Khan
Apollo Information Center, Dhaka was very quick to arrange Medical Visa Invitation Letter and managed appointment with doctor. Employees in Dhaka center are very generous and cooperative
Md Mobasher Hossain
It was a pleasant experience having interacted with Health Connect, more notably it’s representative Ms. Sunjida Sayed, in connection with my medical check-up at Apollo, Chennai Hospital. Her level of professionalism was outstanding, let alone the special touch of care in every bit of synergy. It means a lot to a patient looking for medical support.
Khondker Hafiz
Thanks to Ms. Anjuman Ara for the efficient arrangement. Thanks to the doctors (Dr. Reddi, Dr. Jeenat and Dr. Srinivas) for their sincere treatment of my son Amitabh Khan.
Barnali Mondal